Need-to-know Information
- At September 16, 2015
- By Stephen Matte
- In advice, credit, mortgage
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Mortgage
When shopping for a new loan most people will only ask interest rate and closing fees when this should be the third thing they are asking. Very often they are leaving thousands of dollars on the table. The pricing …
Ask Best Fit any mortgage or credit question
- At October 15, 2020
- By Kate Austin-Avon
- In advice, credit, mortgage
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There are some mortgage companies that work better with credit challenges, employment challenges, and so on.
There are financial institutions that offer specialty products, such as asset based lending and stated income products, things of that nature. And also there …
Most people don’t know these questions to ask before getting a mortgage
- At April 24, 2018
- By Kate Austin-Avon
- In advice, loan, mortgage
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Most people don’t know the right questions to ask before they go out and sign on for a 30 year mortgage with a bank.
Questions like, “How long will I be staying in this home?” “Am I expecting a windfall …
Why Does A Credit Score Matter?
- At December 16, 2016
- By Kate Austin-Avon
- In advice, credit, loan, mortgage
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Why does a credit score matter?
The difference between 620 and 650 credit score can mean the difference of thousands of dollars in fees and costs to you.
If you have a 620 credit score, chances are you are going …
What is a Loan Modification Program?
- At December 09, 2016
- By Stephen Matte
- In advice, borrowing, loan, mortgage
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What is a loan modification?
A loan modification is going to a financial institution looking for an adjustment in the interest rate that you’re currently paying. They work with your unpaid balance. You took out a note with the bank …
This could damage your credit score
- At October 06, 2015
- By Stephen Matte
- In borrowing, co-signing, credit, loan, mortgage
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One way that people often hurt their credit is with Co-signing. My advice is — Don’t do it!
Here are a few things to consider:
- Can I afford to pay the debt each month?
- Can I be the main borrower?
5 Ways to Hurt Your Credit
- At September 21, 2015
- By Stephen Matte
- In advice, credit
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Paying off Collections
I know it doesn’t make sense that you are punished for doing the right things, but unfortunately we don’t live in a perfect world and you are not always rewarded for doing the right thing. When …
How to find your credit score
- At August 21, 2015
- By Stephen Matte
- In advice, credit
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Are you wondering how to find your credit score?
Pull your own Tri-Merge scored credit report. Note that you will have to pay for this. The middle score is the one that they will use to determine your qualification and/or …
What is amortization?
- At August 07, 2015
- By Stephen Matte
- In advice, borrowing, loan, mortgage
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Amortization is the distribution of payment into multiple cash flow installments, as determined by an amortization schedule. Unlike other repayment methods, each of your installments consists of both principal and interest. You are most likely to encounter amortization with …