Most people don’t know these questions to ask before getting a mortgage
- At April 24, 2018
- By Kate Austin-Avon
- In advice, loan, mortgage
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Most people don’t know the right questions to ask before they go out and sign on for a 30 year mortgage with a bank.
Questions like, “How long will I be staying in this home?” “Am I expecting a windfall …
Why Does A Credit Score Matter?
- At December 16, 2016
- By Kate Austin-Avon
- In advice, credit, loan, mortgage
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Why does a credit score matter?
The difference between 620 and 650 credit score can mean the difference of thousands of dollars in fees and costs to you.
If you have a 620 credit score, chances are you are going …
What is a Loan Modification Program?
- At December 09, 2016
- By Stephen Matte
- In advice, borrowing, loan, mortgage
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What is a loan modification?
A loan modification is going to a financial institution looking for an adjustment in the interest rate that you’re currently paying. They work with your unpaid balance. You took out a note with the bank …
This could damage your credit score
- At October 06, 2015
- By Stephen Matte
- In borrowing, co-signing, credit, loan, mortgage
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One way that people often hurt their credit is with Co-signing. My advice is — Don’t do it!
Here are a few things to consider:
- Can I afford to pay the debt each month?
- Can I be the main borrower?
What is amortization?
- At August 07, 2015
- By Stephen Matte
- In advice, borrowing, loan, mortgage
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Amortization is the distribution of payment into multiple cash flow installments, as determined by an amortization schedule. Unlike other repayment methods, each of your installments consists of both principal and interest. You are most likely to encounter amortization with …