100% Free Mortgage and Credit Consultation

Not sure what to do regarding your situation?
Have you been turned down by your bank?
The difference between a credit score of 620 and 650 can be thousands of dollars in cost.
Learn how credit operates.

Call now: (518) 796-3486. It’s 100% free for all credit and residential mortgage questions. 

Best Fit Mortgage and Credit Consultation is here to help with more than 25 years experience in the financial industry specializing in Mortgage and Credit. Everyone’s financial portfolio is unique and you may be eligible for programs that could save you thousands of dollars! We also advise on protecting your credit in the event of a divorce. Best Fit is not employed by any financial institutions and is not a broker. We are your advocate, and want to give you the knowledge you need to become an educated buyer. Consultant Stephen Matte is retired, and wants to give you a free consultation and save you money.

  • Need-to-know Information

    Need-to-know Information

    When shopping for a new loan most people will only ask interest rate and closing fees when this should be the third thing they are asking. Very often they are leaving thousands of dollars on the table. The pricing should be the third thing you do, not the first. Each year, American borrowers leave billions of dollars at the signing …Read More »
  • Ask Best Fit any mortgage or credit question

    Ask Best Fit any mortgage or credit question

    There are some mortgage companies that work better with credit challenges, employment challenges, and so on. There are financial institutions that offer specialty products, such as asset based lending and stated income products, things of that nature. And also there are financial institutions that have specialty things regarding jumbo loans that offer better rates than […]Read More »
  • Most people don’t know these questions to ask before getting a mortgage

    Most people don’t know these questions to ask before getting a mortgage

    Most people don’t know the right questions to ask before they go out and sign on for a 30 year mortgage with a bank. Questions like, “How long will I be staying in this home?” “Am I expecting a windfall from a death in the family, sale of another house, or some other life situation […]Read More »
  • Why Does A Credit Score Matter?

    Why Does A Credit Score Matter?

    Why does a credit score matter? The difference between 620 and 650 credit score can mean the difference of thousands of dollars in fees and costs to you. If you have a 620 credit score, chances are you are going to be put into an FHA program. In that program you have an added fee […]Read More »
  • What is a Loan Modification Program?

    What is a Loan Modification Program?

    What is a loan modification? A loan modification is going to a financial institution looking for an adjustment in the interest rate that you’re currently paying. They work with your unpaid balance. You took out a note with the bank that’s now being adjusted because you don’t owe what you did. It’s a new loan […]Read More »

Mortgage Questions?

We work for you! We are not paid by any financial institutions. Our services as a borrower's advocate are paid by the client only. We are dedicated to Buyer's Advocacy. Learn More»

Credit Questions?

Are you frustrated with your low credit score, or in need of credit repair? We can guide you toward smart credit restoration. Credit scores denying you a home loan? Contact us now to help you achieve the American dream! Going through a divorce? We can tell you how to protect your credit. Learn More»

Credit & Mortgage Advice

Our free blog is full of useful information related to mortgage and credit! Check it out and contact us for personalized answers to your questions. Read On»