About


Stephen Matte

Stephen Matte

Stephen Matte has 20 years experience. He worked in the mortgage industry for twelve years as a loan officer for a mortgage brokerage, and has worked with many people who have suffered from credit issues. In the most recent eight years, he has branched into the commercial arena and is well-educated in the diversity of products that are available. He has knowledge and an understanding of the players who are offering mortgage and credit products and which will best fit any individual or company and their needs. Best Fit is based in Queensbury, New York, at the foothills of the Adirondack Mountains.

Best Fit is a program shopper, not a rate shopper. We will find the program that is the best fit for you.  We can work with you to find the right financial institution for you.

We are not employed by the financial institutions. We are a borrower’s advocate, here as an independent consultant to assist you with any issue you may have during the credit or mortgage process.

Set up a phone call to answer all of your questions with a personalized consultation!

Why is it free?

Our areas of expertise

We are Credit Experts

  • We can help you understand the credit system
  • We will offer suggestions about how to build a strong credit profile
  • We will assist in choosing the correct credit restoration and/or building company that is the Best Fit for your individual needs

We are experienced with Residential Mortgages

  • We will offer information about preparing to take out a mortgage
  • We will give you program choices within products, which may offer you thousands of dollars in savings
  • We can explain the terms used in the process
  • We are a shopping service for you if you are simply too busy

We know all about Commercial Loans

  • We will get you ready to borrow
  • We can get banks to compete for your business
  • We can find you small balance commercial real estate financing for existing, stabilized properties. Loan amounts up to $2 million with no tax returns, no personal DTI, and no global underwriting

We know what you need to do to protect your Credit in a Divorce

  • If you are divorced, or in the process of a divorce, you need to protect your credit
  • Learn the difference between an authorized user and being financially obligated to pay
  • If your ex makes late payments it can still effect your credit score!

Private Lending is in our Wheelhouse

  • We can help you find this service in your market area